Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents How to Retire Early Retiring early sounds like a dream come true, but it’s important to take a look at the cold, hard facts. Retirement Traps to Avoid Beware of these traps that could upend your retirement. Self-Employed Retirement Plans Estimate the maximum contribution amount for a Self-Employed 401(k), SIMPLE IRA, or SEP.