Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content A Fruitful Retirement: Social Security Benefit Taking your Social Security benefits at the right time may help maximize your benefit. When Should You Take Social Security Monthly Social Security payments differ substantially depending on when you start receiving benefits. My Retirement Savings Estimate how long your retirement savings may last using various monthly cash flow rates.